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Fault & insurance

Plain answers. General information, not legal advice for your situation.

Who pays in Georgia?

Georgia is an at-fault state; the responsible driver’s insurance pays.

What if I was partly at fault?

You can recover if less than 50% at fault, reduced by your share.

What if the other driver has no insurance?

Your uninsured motorist coverage may pay.

What are Georgia’s minimum limits?

$25,000 per person, $50,000 per crash and $25,000 property damage.

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